Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website. # Best Transactional Funding ## Sitemaps [XML Sitemap](https://besttransactionalfunding.com/sitemap_index.xml): Includes all crawlable and indexable pages. ## Posts - [Transactional Funding in Florida](https://besttransactionalfunding.com/transactional-funding-in-florida/): Florida is among the most active real estate markets in the United States. The state has built a reputation as both a playground for international buyers and a retirement spot for baby boomers, while also attracting Millennials and Gen Z renters who are driving the demand for housing in cities like Miami, Orlando, Tampa, and Jacksonville. Florida welcomes nearly 1,000 new residents each day, putting constant pressure on its housing supply. For investors, this high demand creates opportunities. - [What is GAP Funding?](https://besttransactionalfunding.com/what-is-gap-funding/): When an investor has a contract to purchase a property and a sales contract to resell it, he has two separate transactions. If they are completed on the same day, these are considered a whole flip. However, if the purchase contract closes on day one, but the sale can’t be completed until day three, there is a gap between closing dates. This is the most common type of so-called GAP funding. - [Buyer Defaulted, Now What?](https://besttransactionalfunding.com/buyer-defaulted-next-steps/): As a long-time transactional lender, I frequently encounter this situation. Just days before the wholesaler’s closing with himself as the seller and his end buyer in place, the end buyer decides not to close. Sometimes, the end buyer happily forfeits their Earnest Money Deposit (“EMD”), and at other times, they fight to get it back. The issue is that the investor now faces the dilemma of what to do to replace the end buyer. - [Why Do I Need a Proof of Funds Letter?](https://besttransactionalfunding.com/transactional-funding-proof-of-funds-letter/): The real estate industry is constantly evolving, and one of the most striking developments that has gained traction in recent years is the requirement for a Proof of Funds Letter. When I first started investing in the 1970s, it was almost taken for granted that if a buyer signed a contract to purchase a property, they had the money or the financing in place to close the deal. Sellers and agents assumed that part of the equation. Back then, trust carried more weight in transactions than paper verification. But as the decades passed and the landscape of real estate investing changed, so did the expectations of sellers, agents, and lenders. Now, a proof of funds letter has become not only a common requirement but often the deciding factor in whether a seller feels comfortable signing a contract with you. - [What is the Ultimate Funding Vehicle for Real Estate Investors Who Wholesale?](https://besttransactionalfunding.com/funding-vehicle-for-real-estate-wholesalers/): I have been funding transactional or “same-day” closings (wholesale flips) for real estate investors for many years. This same-day practice enables investors with limited funds and/or poor credit to engage in wholesale deals and generate substantial profits. Often, these investors have had to put up an Earnest Money Deposit (“EMD”) when they contracted to buy the property. Still, these amounts are minimal in comparison to the amount of money they need to purchase their properties. - [Can Transactional Funding be Used for Raw Land Investing?](https://besttransactionalfunding.com/transactional-funding-raw-land-deals/): Buyer psychology matters as much because buyers of land are guided by vision. An adjacent owner wants privacy or a straighter fence line. A small builder wants a parcel to put two or three houses on without going through the city's approval process for a whole subdivision. A family wants a spot for weekends now and a home later. What all of them want is certainty: a clear title, sensible access, believable boundaries, and a closing date that sticks. When you run a double closing with transactional funding, you control the calendar. You aren’t apologizing for your lender’s appraisal or underwriting. You set an exact day and time, and you deliver. Confidence closes buyers faster than discounts. - [What is Shadowing in a Real Estate Closing and Why is it Important?](https://besttransactionalfunding.com/shadowing-in-a-real-estate-closing/): Keywords - Shadowing in a Real Estate Closing, Shadowing in Wholesaling, Legal Help with a Closing - [Do I Have to Go to Both Closings A-B and B-C?](https://besttransactionalfunding.com/do-i-have-to-go-to-both-closings/): The short answer is “no” to both having to go to the A-B and B-C closings. - [What if My Seller Wants to Close Before My End Buyer Can Close?](https://besttransactionalfunding.com/buyer-and-seller-coming-to-closing/): Buyer and seller coming to closing - [Will the Seller or Buyer Know How Much Profit I Made If I Double Close?](https://besttransactionalfunding.com/keeping-wholesaling-profits-concealed/): Keeping Wholesaling Profits Concealed - [How Can I Overcome a No Assignment Clause?](https://besttransactionalfunding.com/overcome-a-no-assignment-clause/): There are two ways to overcome a No Assignment Clause. - [Is There Really Such a Thing as a No Money Real Estate Transaction?](https://besttransactionalfunding.com/no-money-real-estate-transaction/): Keyword - No money real estate transaction, no money real estate deal - [What is a Transaction Fee in Transactional Funding?](https://besttransactionalfunding.com/transaction-fee-transactional-funding/): A transactional fee means different things to different transactional lenders. - [Why Not Just Use a Hard Money Lender for Transactional Funding?](https://besttransactionalfunding.com/hard-money-lender-for-transactional-funding/): I love this question because it should be an obvious answer but it’s not! - [How Can a Transactional Funder Fund an EMD?](https://besttransactionalfunding.com/how-can-a-transactional-fund-an-emd/): The answer to this question, how can your transactional funder fund an EMD, elaborates on the various answers of doing deals with no EMD. - [How Can I Get Funding for an EMD?](https://besttransactionalfunding.com/how-can-i-get-funding-for-an-emd/): Not long ago I was called by a couple of lenders asking if I would promote their website for lending Earnest Money Deposits (“EMDs”), and I asked, “What are you thinking and how many times have you done this?” - [What are the A-B and B-C “legs” in Transactional Funding?](https://besttransactionalfunding.com/legs-in-transactional-funding/): Search terms - Parties or Legs in Transactional Funding, A to B and B to C what does that mean, Transactional Lending Legs - [Can I Buy Commercial, Multi-family, and Raw Land with Transactional Funding?](https://besttransactionalfunding.com/raw-land-with-transactional-funding/): Commercial, Multi-Family, and Raw Land with Transactional Funding - [What is Pass-through Funding?](https://besttransactionalfunding.com/what-is-pass-through-funding/): The words “Pass-through Funding” describe a technique rather than a specific type of closing. - [Can I Buy Probate Properties with Transactional Funding?](https://besttransactionalfunding.com/buy-probates-with-transactional-funding/): The short answer to using transactional funding to buy probates is “if you work it correctly.” - [Can I Buy Short Sales with Transactional Funding?](https://besttransactionalfunding.com/buy-short-sales-with-transactional-funding/): The short answer to using transactional funding to buy Short Sales is “most of the time.” - [Can I Buy REOs with Transactional Funding?](https://besttransactionalfunding.com/buy-reos-with-transactional-funding/): The short answer to using transactional funding to buy lender REOs (Real Estate Owned) properties is “sometimes.” - [What Closings Costs Does Transactional Funding Cover?](https://besttransactionalfunding.com/what-transactional-funding-covers/): Keywords - what transactional funding covers, transactional funding basics, transactional funding costs - [What if the Closing Agent Won’t Close Both Legs on the Same Day?](https://besttransactionalfunding.com/closing-agent-wont-close/): I have asked closing attorneys in most states if there is an actual statute (law) that specifically requires the closing agent to do the A-B and B-C closings on different days, - [What Upfront Fees are There for Transactional Funding?](https://besttransactionalfunding.com/fees-for-transactional-funding/): Some transactional lenders charge an Application Fee for them to decide whether they will or will not fund your deal. - [What is Flash Cash or Instant Loan?](https://besttransactionalfunding.com/what-is-flash-cash-or-instant-loan/): Keywords - Flash Cash or Instant Loan, Flash Cash versus Transactional Funding, Instant Loan versus Transactional Funding - [What are Transactional Funding Costs?](https://besttransactionalfunding.com/what-are-transactional-funding-costs/): The fees a transactional lender can charge include but are not limited to: - [Is Transactional Funding a Loan and Why Does it Matter?](https://besttransactionalfunding.com/is-transactional-funding-a-loan/): First, many closing agents are emphatic that transactional funding is a loan and they actually require a lender’s title policy in addition to the regular owner’s title policy. - [What’s the Difference Between a Double Close and a Simultaneous Close?](https://besttransactionalfunding.com/double-close-and-a-simultaneous-close/): Keywords - Double Close and a Simultaneous Close, Simultaneous Closing, Double Closing - [Transactional Funding Versus Hard Money – Are the Really the Same Thing?](https://besttransactionalfunding.com/transactional-funding-versus-hard-money/): Keyword terms - Transactional Funding Differences, Hard Money Differences, Hard Money and Transactional Funding Comparison, Transactional Funding Versus Hard Money - [How Much Earnest Money Deposit Should I Get from an End-Buyer?](https://besttransactionalfunding.com/how-much-earnest-money-deposit/): Don't be outrageous with your end-buyer's earnest money deposit request or you could kill the deal. - [What about Hedge Funds and iBuyers?](https://besttransactionalfunding.com/what-about-hedge-funds-and-ibuyers/): Hedge funds and iBuyers are the “buzz words” in the wholesale industry because of their seemingly unlimited buying power. - [What are the Risks of Transactional Funding?](https://besttransactionalfunding.com/what-are-ransactional-funding-risks/): Keywords - transitional lending risks, transactional funding risks, downside to transactional funding, trnasactional funding warnings - [What’s so Special about Using a Proof of Funds?](https://besttransactionalfunding.com/proof-of-funds-differences/): Keywords - Proof of Funds differences, POF's, Proof of Funds Uses - [What About a Funding Partner Versus A Hard Money Lender?](https://besttransactionalfunding.com/funding-partner-versus-a-hard-money-lender/): While this question is not exactly related to a wholesale flip, it's important to investors doing deals. - [Is it Okay if the End-Buyer Uses Hard Money to Close?](https://besttransactionalfunding.com/end-buyer-uses-hard-money-lenders/): If you need hard money instead of transactional funding, contact me for referrals to private hard money lenders. - [How Can I Pay Little or No Closing Costs on Double Closings?](https://besttransactionalfunding.com/saving-on-double-closing-costs-tips/): If you have any additional questions, contact me directly at DaveDinkelQuestions@gmail.com. - [What about Funding Earnest Money Deposits “EMD’s”?](https://besttransactionalfunding.com/funding-earnest-money-deposits-emds/): If you have any additional questions, contact me directly at DaveDinkelQuestions@gmail.com. - [Finding Investor-Friendly Closing Agents](https://besttransactionalfunding.com/investor-friendly-closing-agents/): Be sure to check out BestTransactionalFunding.com for all your same-day double closing needs, including a list of Investor-Friendly Closing Agents in various states. - [Can I be sued if I don’t close?](https://besttransactionalfunding.com/can-i-be-sued-if-i-dont-close/): If you have any additional questions, contact me directly at DaveDinkelQuestions@gmail.com. - [What if your end buyer’s lender can’t close timely?](https://besttransactionalfunding.com/lender-cant-close-timely/): If you have any additional questions, contact me directly at DaveDinkelQuestions@gmail.com. - [How long is Transitional Funding and Transactional Funding for?](https://besttransactionalfunding.com/how-long-is-transitional-funding/): • This implies the property “transitions” from one owner to another over an indefinite time period. - [What about using two different attorneys to close?](https://besttransactionalfunding.com/using-different-attorneys-to-close/): If you have any additional questions, contact me directly at DaveDinkelQuestions@gmail.com. - [Problems with Assigning Contracts in Various States](https://besttransactionalfunding.com/problems-with-assigning-contracts/): • There is a growing trend among states that want to STOP real estate investors from wholesaling properties. - [What Happens If Your Buyer Doesn’t Come to the Closing?](https://besttransactionalfunding.com/your-buyer-doesnt-come-to-the-closing/): What if your end-buyer doesn't come to the closing? - [What If Your Seller Doesn’t Come to Closing?](https://besttransactionalfunding.com/no-seller-at-closing-should-do/): You only have a couple of options to rectify the situation. - [Million Dollar No Money Deals Using Transactional Funding](https://besttransactionalfunding.com/million-dollar-no-money-deals/): • Is it really possible to do deals for $1 million+/- with no money of your own? Emphatically, yes! - [Why Double Close? Just Assign the Contract.](https://besttransactionalfunding.com/why-double-close-assign-the-contract/): Why would you need to double close? - [Transactional Funding Basic Requirements](https://besttransactionalfunding.com/transactional-funding-basic-requirements/): Transactional Funding is typically for wholesale double closings, wholesale flips or in some cases what's called flash cash. This is the most asked question I get as a transactional funder. - [Transactional Funding Requirements – What Should They Be for Your Wholesale Closing?](https://besttransactionalfunding.com/transactional-funding-requirements/): Hi I'm Dave Dinkel and this is my warnings to real estate investors. Today's issue is why would you need a passport for wholesaling? ## Pages - [Products](https://besttransactionalfunding.com/products/) - [Proof of Funds – Verification of Deposit](https://besttransactionalfunding.com/pof/): We issue an actual Verified Bank Statement or Verified Monthly Statement for your use and act as a “Funding Partner” if a seller or agent calls and asks which many do. However, we do not do any hard money loans. - [Copyright Notice](https://besttransactionalfunding.com/copyright-notice/): Copyright 2007 – 2019 Heritage Realty Services, Inc. All rights reserved worldwide. - [Testimonials and Results Disclosure](https://besttransactionalfunding.com/testimonials-and-results-disclosure/): 1.  No Compensation Or Benefits To Testimonialists. - [Terms of Use](https://besttransactionalfunding.com/terms-of-use/): 1. Parties. The parties to these Terms of Use are you, and the owner of this BestTransactionalFunding.com website business, Heritage Realty Services, Inc. (“HRS”). All references to “we”,”us”,”our”, this “website” or this “site” shall be construed to mean this website business and HRS. - [Earnings Disclaimer](https://besttransactionalfunding.com/earnings-disclaimer/): 1. Although we make every effort to accurately represent the services and/or products presented on this website, we make no assurance, representation or promise regarding future earnings or income, or that you will make any specific amount of money or any money at all, or that you will not lose money.  In fact, you run the risk of losing all the money you invest. - [Funding Terms and Conditions](https://besttransactionalfunding.com/funding-terms-and-conditions/): Funding Fee - [Average Income Disclaimer](https://besttransactionalfunding.com/average-income-disclaimer/): “How Much Does an Average Student Earn in Real Estate Investing as a Result of Being in Our Mentoring Program? “ - [Affiliate Compensation Disclosure](https://besttransactionalfunding.com/affiliate-compensation-disclosure/): From time to time, we promote, endorse, or suggest products or services of others. In most cases, we will be compensated, either as an affiliate with a commission based on sales, or with a free product to review or use. Our recommendations are always based on (i) our personal belief in the high quality and value of the product or service, and (ii) our review of the product or service, or a prior relationship or positive experience with the sponsoring person or organization. - [Twenty Ways](https://besttransactionalfunding.com/twenty-ways/): Sorry, your browser doesn't support embedded videos. - [What is Transactional Funding?](https://besttransactionalfunding.com/what-is-transactional-funding/): If you’re wondering, “what is transactional funding?” you are not alone. It’s a practice that has been around for some time, but it’s not well known outside of real estate and investment circles. - [How to use Transactional Funding](https://besttransactionalfunding.com/how-to-use-transactional-funding/): Transactional funding, Extended Transactional Funding, transactional funding lender, best transactional funding services, Transactional funding is a short term loan used to fund consecutive real estate closings. Transactional funding is a short term loan which is given to a real estate investor planning to do what is often referred to as a quick flip. - [Testimonials](https://besttransactionalfunding.com/testimonials-reviews/): Purpose Driven - [Two Minute Tips](https://besttransactionalfunding.com/two-minute-tips/): Dave Dinkel's 2 Minute Real Estate Investing Tips - [Deal Talk](https://besttransactionalfunding.com/deal-talk/): Sorry, your browser doesn't support embedded videos. - [Video Examples](https://besttransactionalfunding.com/video-examples/) - [Investor Friendly Agents](https://besttransactionalfunding.com/investor-friendly-agents/): Disclaimer - The principals of Best Transactional Funding have worked with most of the closing agents shown in this list, but not all. The specific ones that we do not have personal interactions with have come by referral from other investors or sources that we believe to be reliable. However, with any closing agent it is imperative that you ask the closing agent, “Can you do Same-day Double Closings for wholesale transactions.” Make sure they understand that you will NOT be using the end-buyer’s funds to close and that your Funding Partner will be putting up 100% of the money due on the A – B closing. - [FAQs](https://besttransactionalfunding.com/faqs/): The funding process starts when an investor gets a property under contract from a seller. It can be a single-family home (SFH) or a multi-family property but the key to the transaction is the investor doesn’t have the money to close the purchase with his seller.  Another reason can be because the investor’s profit is substantial enough that he doesn’t want the original seller or his end-buyer to know just how large. Once the investor has found a buyer, then, and only then can close the purchase with the seller and then sell to his end-buyer and make a profit. - [Privacy Policy](https://besttransactionalfunding.com/privacy-policy/): PRIVACY POLICYEffective Date: 6/21/2019 - [Blog](https://besttransactionalfunding.com/blog/): September 4, 2025 - [Contact](https://besttransactionalfunding.com/contact-me/): Please feel free to contact directly at DaveDinkel@gmail.com, call at (954) 274-1003, or use the contact form below. - [About](https://besttransactionalfunding.com/about-us/): As a funding source, we have 100% of our funds at risk while the investor has no substantial out-of-pocket funds at risk for the transaction and we have to be constantly concerned about fraudulent sellers, investors, closing agents and end-buyers. An additional issue can be that the transactional funding is delayed on the B – C closing which is no longer a same-day closing. This becomes an “extended” funding which essentially becomes a hard money loan with its requirements that dramatically exceed our transactional funding requirements. We do not provide this service. - [Home](https://besttransactionalfunding.com/): You're about to see exactly why we have the BEST transactional funding in the industry and how we can help you close wholesale double-closing transactions that can't be Assigned or Joint Ventured. ## Products - [Legally Force Seller Or Buyer](https://besttransactionalfunding.com/product/legally-force-seller-or-buyer/): Don't ever again be GHOSTED by a Seller or Buyer!Sorry, your browser doesn't support embedded videos. - [Overcoming Obstacles](https://besttransactionalfunding.com/product/overcoming-obstacles/): Sorry, your browser doesn't support embedded videos. - [FSBO System](https://besttransactionalfunding.com/product/fsbo-system/): Sorry, your browser doesn't support embedded videos. - [Stop Foreclosure](https://besttransactionalfunding.com/product/stop-foreclosure/): Sorry, your browser doesn't support embedded videos. - [Build A Massive Buyers List](https://besttransactionalfunding.com/product/build-a-massive-buyers-list/): Sorry, your browser doesn't support embedded videos. - [3x To 12x Your Income](https://besttransactionalfunding.com/product/3x-to-12x-your-income/): Sorry, your browser doesn't support embedded videos. - [Raising Private Money](https://besttransactionalfunding.com/product/raising-private-money/): The best thing an investor can do if he knows he must default is to inform the lender ASAP. Communication is what saves deals and the lack of it, kills deals and relationships. Have a backup plan in case the lender needs it to avoid foreclosure. If you want to stay in the business, plan on making the lender whole on your next deal. - [No EMD Real Estate Strategy](https://besttransactionalfunding.com/product/no-emd-real-estate-strategy/): Sorry, your browser doesn't support embedded videos. - [Power Contracts](https://besttransactionalfunding.com/product/power-contracts/): Sorry, your browser doesn't support embedded videos. - [Mega Profits in Probates](https://besttransactionalfunding.com/product/mega-profits-in-probates/): Sorry, your browser doesn't support embedded videos.GET YOUR COPY HERE!Frequently Asked QuestionsWhat’s the Difference Between Testate and Intestate Probate?When a person dies, he either has a will (“testate”) or not (“Intestate”). If he has no will, the state where he died chooses an administrator to disburse his assets. If he has residences or properties in multiple states, multiple probates will need to be completed. Beneficiaries can contest a will but have less legal status with intestate probates.What Are “Letters Testamentary” and Why Do They Matter?Letters Testamentary are the legal document issued by the probate court that designates who has the authority to sell the assets of the estate. These are often referred to as the Designation of Trustee or Executor. In the case of an intestate probate, the judge will designate a court-appointed individual.What if a Family Member or Tenant occupies the Property? It is very common for a family member or tenant to occupy the property of the decedent. The property can be sold with these individuals living in the property. However, most investors request a substantial discount for the dilemma. Try to negotiate a compromise to get them out of the eviction process if they have no written lease.Can the Probate Sale Be Contested After Closing?Fraud in a probate case is not uncommon. An investor would always use a title company to purchase a probate property, so they have title insurance if the probate is later challenged. This is most common where a beneficiary claims to be the only living relative and the probate is adjudicated on that premise. Later, a relative comes forward and has a claim that should have been presented to the court originally. Get title insurance to cover this potentially expensive problem.How Are Probate Properties Valued for Court Purposes?The probate court evaluates probate properties in one of several ways. First, the judge may require an appraisal, he may expect the buyer’s purchase contract price based on comparable sales in the area and the repairs needed, and he may request that the property be listed on the MLS® to see what happens.What Is a “Notice of Proposed Action” and How Does It Affect the Sale? A Notice of Proposed Action is a court-generated document sent to each bona fide or proposed beneficiary that notifies them of the pending sale of an asset, usually real property. If one of the recipients objects, the probate process has to be put on hold until the issue can be resolved. Objections are common, and this is the reason for understanding how a “Partition” works.Are There Special Rules for Buying Probate Properties at Auction?Probate properties going to auction are rare and usually have a foreclosure associated with them. They are not considered ‘special’ from the auctioneer’s standpoint, so if you decide to bid on them, be ready to pay cash when the property closes. This may take some time to complete the probate process, but it should not be unreasonable.Can I Assign My Contract on a Probate Property?We have encountered this, and the court has rejected assignments and novations because the buyer's name was not in the court-issued order to sell the property. You will need to double close using transactional funding to purchase and sell the property.What Is the Role of a Probate Referee or Personal Representative?Probate referees are usually associated with intestate probates. He is a court-appointed individual who establishes a sale price for the property. If beneficiaries exist, they do have the right to contest his evaluation.Can I Buy Probate Properties Before They Hit the MLS® or Get Advertised?You have the right to sign a purchase contract with the Trustee or Personal Representative of the estate and move forward to the closing. The property doesn’t have to be listed on the MLS® or publicly advertised before a contract is signed. The probate judge has the final authority to accept or reject this contract if he believes it is below market value or a ‘sweetheart deal’ with the buyer.